Privacy Policy

1. Information We Collect

To generate accurate financial simulations and health assessments, Wallflower processes the following operational business data provided by you:

• Account Credentials: Name, work email address, and authentication identifiers.
• Business Metadata: Company name, retail sector, employee headcount, and currency preferences.
• Financial Snapshot Metrics: Monthly revenue, cost of goods sold (COGS), operating payroll, rent, cash reserves, receivables, and debt commitments.
• Custom Simulation Variables: Price elasticity coefficients, hiring plans, and promotion budgets.

2. How Information is Processed

We use your financial inputs strictly to:

• Calculate real-time Business Health Scores and cash runway forecasts.
• Evaluate scenario simulations and multi-variable comparison matrices.
• Generate automated risk diagnoses and deadstock/margin compression warnings.
• Produce exportable Executive Decision Reports.

3. Deterministic vs AI Isolation

Wallflower enforces a zero-data-leakage architecture between financial calculations and AI models:

• Local Financial Processing: All financial arithmetic is computed using deterministic algebraic formulas.
• Zero AI Model Training: Your business records and financial numbers are never used to train, fine-tune, or improve public foundation models.
• Isolated AI Summarization:When you invoke the Capybot AI Co-pilot, only synthesized scenario differentials (e.g., "+6% price yields +฿42k profit") are sent to the AI API to generate explanatory memos.

4. Encryption & Data Security

We employ enterprise-grade security protocols:

• All stored data is encrypted at rest with AES-256 standards.
• All browser sessions communicate over secure TLS 1.3 encrypted channels.
• Granular role-based access controls for multi-user workspaces.

5. Third-Party Disclosures

We do not sell, license, or broker your personal or business financial data to third-party advertisers, data aggregators, or lending brokers.

6. Your Rights & Data Portability

You have the right to export all your simulation data, scenario histories, and financial records in standard formats (CSV, Excel, PDF) at any time. You can also request complete deletion of your account and all associated models.

7. Privacy & Data Protection Officer Contact

If you have questions regarding our privacy practices or wish to exercise data rights, contact us at: